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Online Direct Checking

Electronic banking via PC, phone or CheckCard

An account developed for the electronic user...24 hours a day use your computer, telephone or CheckCard.

Features:

To open your
Online Direct Checking Account
Apply Now

Read about
other fees.

  • No minimum balance or monthly maintenance fees
  • Unlimited CheckCard transactions, ATM withdrawals and automatic transfers
  • 24/7 cash and debit card access with Bank of Kansas Visa CheckCard
  • Write up to 10 paper checks* monthly
  • Free Online Banking
  • Free online check images and statements (mailed images and statements are $5.50)
  • Online Bill Pay, $3.00/month; Limit 6, $0.50 each thereafter
  • Overdraft Allowance up to $700
  • Free phone banking with ExpressLine 24.

    Note*: Payments via bill pay may not be electronic and could count as a check.

Online Direct Checking customers can use a Non-Bank of Kansas ATM for withdrawals and deposits up to 5 times each statement cycle with no foreign ATM charges imposed by Bank of Kansas.

MONEY MARKET
Put your money to work for you. Our money market account earns interest on your money while making it available to you via checks and CheckCards. Find out whether a money market account makes sense for you!

PAY BILLS FASTER
Online Bill Pay can save time, reduce paper clutter and eliminate the need to buy postage stamps. Find out more!

Member FDIC

Bank of Kansas' Overdraft Allowance

An overdraft fee of $28.00 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (five free days per statement cycle). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and Bank of Kansas reserves the right not to pay. For example, Bank of Kansas typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.

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